This is a great excerpt from David Whelan's article on Forbes.com. You should read the whole article, but he points out that strict regulations imposed by the US Government on insurers restrict their capabilities in solving the healthcare crisis.
"For many of the health insurance patients whose agony was captured in the movie, I could sympathize with their anger at the paper pushers who deny claims on technical grounds or in egregious cases, deliberately do so to make extra profits. But you can't blame Cigna (nyse: CI – news – people ) and not also blame the U.S. government for creating and then never fixing the work-based insurance system we all endure. And if you really want to get technical, which Moore does not, where's the blame for the state regulators who handcuff insurers from offering innovative products by forcing plans to all have the same features?"
Full story from Forbes here.