Health Insurance Product Reviews (BETA)
Major Carriers and High Deductible Health Plans
Vimo Editorial: Health Plan Profile
Blue Cross of California's Basic PPO is one of the cheapest that BC offers in the
You'll enjoy some preventive care benefits with the 20% coinsurance fee as well – even before you've spent your deductible, including a mammogram, Pap and PSA tests. For a co-payment of $25 or $75 (depending on the level of health screening you request), you also qualify for a pre-deductible annual routine check-up through a HealthyCheck center.
With a lifetime maximum benefit of $5,000,000 and one of the best PPO networks in
BEST FOR: Individuals looking for coverage for medical emergencies from a plan that offers some limited pre-deductible benefits.
PROS: Preventive care benefits and routine check-ups that can be taken advantage of before you've spent your deductible. Blue Cross' solid network in
CONS: All the usual negatives about a high-deductible, low-priced health plan. You will need to spend $1,000 before you enjoy any hospital benefits, and then burn through an additional $2,500 in coinsurance before the plan covers 100 percent of your hospital expenses. But you make up for this in lower premiums. Additionally, there are no drug benefits.
Vimo is committed to an objective, open and comprehensive comparison shopping experience for health insurance buyers, and we welcome suggestions, updates and corrections from consumers and the insurance community.
Health insurance companies modify their offerings quite often. Contact a licensed health insurance agent to learn more about this health plan, any recent changes to it, and to verify that its benefits are currently available in your state.
