Health Insurance Product Reviews (BETA)
Major Carriers and High Deductible Health Plans
Year founded: 1850 Estimated number of members in Pennsylvania: More than 1000000 Rating from A.M. Best: A URL: www.aetna.com
Aetna is the direct descendant of Aetna Insurance Company, of Hartford, Connecticut, which issued its first life insurance policy in 1850. Today, Aetna provides health care, dental, pharmacy, group life, disability, and long-term care insurance and employee benefits, primarly through employer-paid (fully or partly) insurance and benefit programs, and through Medicare. It has 14.65 million medical members nationwide.
Pennsylvania Network:
- Number of Aetna doctors in Pennsylvania: 23972
- Number of Aetna hospitals in Pennsylvania: 176
Popular Plans from Aetna
- High Deductible PPO 2Vimo Editorial Profile
The most important asset of Aetna's High Deductible PPO 2 plan is its HSA compatibility. Unlike Aetna's PPO 20, 25, 30 and 40 plans, the High Deductible PPO 2 enables you to open a Health Savings Account (HSA). - POS OA HSA 5000Vimo Editorial Profile
Aetna’s Point of Service Open Access 5000 plan, compatible with Health Savings Accounts (HSAs), has low premiums but high out-of-pocket expenses. It’s definitely designed for use with an HSA, with most benefits coming into effect only after you’ve burned through your deductible. There is, however, a $25 copay for preventive health not covered by deductible. There’s no pharmaceutical drug benefit, something that’s standard for an HSA plan. - PPO 40Vimo Editorial Profile
Aetna's PPO 40 may have rock-bottom premiums, but it also has moderately high co-pays and a very high deductible. Individuals would pay a $7,500 out-of-pocket maximum (OOPM) before the plan would pay for 100 percent of benefits – while families would pay a $15,000 OOPM. - PPO 40 with DentalVimo Editorial Profile
Aetna 's PPO 40 may have rock-bottom premiums, but it also has moderately high co-pays and a very high deductible. Individuals would pay a $7,500 out-of-pocket maximum (OOPM) before the plan would pay for 100 percent of benefits – while families would pay a $15,000 OOPM. - Preventative and Hospital Care 1250Vimo Editorial Profile
A plan with relatively low premiums and a relatively low deductible, Preventative and Hospital Care 1250 is, unlike the similar Preventative and Hospital Care 3000, not compatible with Health Savings Accounts (HSAs).
Vimo is committed to an objective, open and comprehensive comparison shopping experience for health insurance buyers, and we welcome suggestions, updates and corrections from consumers and the insurance community.
