Health Insurance Product Reviews (BETA)
Major Carriers and High Deductible Health Plans
Aetna is the direct descendant of Aetna Insurance Company, of Hartford, Connecticut, which issued its first life insurance policy in 1850. Today, Aetna provides health care, dental, pharmacy, group life, disability, and long-term care insurance and employee benefits, primarly through employer-paid (fully or partly) insurance and benefit programs, and through Medicare. It has 14.65 million medical members nationwide.
Year founded: 1850
Estimated number of members in Texas: More than 1,600,000
Rating from A.M. Best: A-
URL: www.aetna.com
Texas Network:
- Number of Aetna doctors in Texas: 31342
- Number of Aetna hospitals in Texas: 464
Popular Plans from Aetna
- POS OA HSA 5000Vimo Editorial Profile
Aetna’s Point of Service Open Access 5000 plan, compatible with Health Savings Accounts (HSAs), has low premiums but high out-of-pocket expenses. It’s definitely designed for use with an HSA, with most benefits coming into effect only after you’ve burned through your deductible. There is, however, a $25 copay for preventive health not covered by deductible. There’s no pharmaceutical drug benefit, something that’s standard for an HSA plan. - PPO 5000Vimo Editorial Profile
Aetna’s PPO 5000 plan offers excellent coverage for a high-deductible plan, even delivering benefits for non-specialist doctor visits beforeyou’ve spent more than your deductible. In other words, after your plan goes into effect, you can have a standard doctor visit for just a $40 copay. Visiting a specialist is $50. - PPO 5000 with DentalVimo Editorial Profile
Aetna ’s PPO 5000 plan offers excellent coverage for a high-deductible plan, even delivering benefits for non-specialist doctor visits beforeyou’ve spent more than your deductible. In other words, after your plan goes into effect, you can have a standard doctor visit for just a $40 copay. Visiting a specialist is $50. - Preventative and Hospital Care 3000 (HSA Compatible)Vimo Editorial Profile
A plan that’s compatible with Health Savings Accounts (HSAs), Preventative and Hospital Care 3000 has rock-bottom premiums and a high deductible ($3,000). The idea behind the plan is that you sock away $3,000 in pretax dollars in an HSA, which would be spent toward the deductible before benefits kick in. - See More Plans from Aetna...
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