The PPO Select Saver from Blue Cross is a big step up from Blue Cross' ultra-cheap Foundation Hospital Care plan. The PPO Select Saver series comes in a wide variety of deductibles and premiums. All the plans offer $25 physician office visits and $100 emergency room visits. Coinsurance amounts for the plans are all $3,000. Copayments for drugs are $10 for generic or $30 for preferred brand name drugs. Like any "saver" plan in
Blue Cross' Saver plans are superior to some of the others offered by competitors because they don't set limits on benefits. While some competing plans cap the amount of X-ray coverage you'll receive – which could lead to thousands of post-deductible fees being transferred to a patient after an emergency – the PPO Select Saver offers excellent coverage after the deductible has been reached. After running Vimo's health insurance comparison engine, you also shouldn't be surprised to find that the Blue Cross plan is cheaper than competing plans with a similar deductible but less benefits.
BEST FOR: Someone looking for low premiums.
PROS: The Blue Cross Blue Shield network means you can receive benefits at most hospitals in
CONS: For a plan of this type, there are no obvious weak spots. But maternity isn't covered, which isn't unusual for less-expensive health plans in
Vimo is committed to an objective, open and comprehensive comparison shopping experience for health insurance buyers, and we welcome suggestions, updates and corrections from consumers and the insurance community.
Health insurance companies modify their offerings quite often. Contact a licensed health insurance agent to learn more about this health plan, any recent changes to it, and to verify that its benefits are currently available in your state.
