Health Insurance Product Reviews (BETA)
Major Carriers and High Deductible Health Plans
Vimo Editorial Health Plan Profiles:
- High Deductible PPO 2Vimo Editorial Profile
The most important asset of Aetna's High Deductible PPO 2 plan is its HSA compatibility. Unlike Aetna's PPO 20, 25, 30 and 40 plans, the High Deductible PPO 2 enables you to open a Health Savings Account (HSA). - POS OA HSA 5000Vimo Editorial Profile
Aetna’s Point of Service Open Access 5000 plan, compatible with Health Savings Accounts (HSAs), has low premiums but high out-of-pocket expenses. It’s definitely designed for use with an HSA, with most benefits coming into effect only after you’ve burned through your deductible. There is, however, a $25 copay for preventive health not covered by deductible. There’s no pharmaceutical drug benefit, something that’s standard for an HSA plan. - PPO 40Vimo Editorial Profile
Aetna's PPO 40 may have rock-bottom premiums, but it also has moderately high co-pays and a very high deductible. Individuals would pay a $7,500 out-of-pocket maximum (OOPM) before the plan would pay for 100 percent of benefits – while families would pay a $15,000 OOPM. - PPO 40 with DentalVimo Editorial Profile
Aetna 's PPO 40 may have rock-bottom premiums, but it also has moderately high co-pays and a very high deductible. Individuals would pay a $7,500 out-of-pocket maximum (OOPM) before the plan would pay for 100 percent of benefits – while families would pay a $15,000 OOPM. - Preventative and Hospital Care 1250Vimo Editorial Profile
A plan with relatively low premiums and a relatively low deductible, Preventative and Hospital Care 1250 is, unlike the similar Preventative and Hospital Care 3000, not compatible with Health Savings Accounts (HSAs).
