Affordable Health Insurance
Affordable Health Insurance
Humana was started in 1961 by two lawyers in Kentucky as a nursing home business; it later evolved into a health insurance company in 1984 when it started offering HMO plans. Humana is still headquartered in Louisville, Kentucky and has grown into one of the nation’s largest publicly traded health benefits companies.
Humana believes health care should be customized on an individual basis, meeting the consumer at the convergence of health benefits and finance. Humana’s consumer centric philosophy has led to various consumer-centered innovations like the Humana’s family of Smart products – that help drive down the cost of health care. Humana sits at an interesting intersection of health benefits, data and finance, and it uses its position to offer consumers financial tools to better make decisions regarding controlling costs of their health care. Humana’s expertise in analytics and data flow allows for better predictive modeling and more intelligent health risk assessments for individuals and demographic groups, thus making it more valuable for individuals. Consumers can see the convergence of benefits, data and finance in tools like Humana’s Health Plan Wizard, RxCalculator and SmartSummary SM tools.
Humana has an extensive network of doctors and providers. Customers can access up to 3,000 hospitals and 350,000 medical providers. Humana also provides access to its members to 50,000 pharmacies for their health insurance needs.
Humana offers a number of health insurance options for individuals and families. Here is a list of health plans offered by Humana:
Autograph
BEST FOR: Someone interested in an HSA-qualified plan that gives them maximum control of their own health-care financial plan.
Monogram
BEST FOR: The HumanaOne monogram health plans offer rock-bottom premiums in exchange for high deductibles.
Portrait
BEST FOR: Well-off Americans looking for maximum security from a high-deductible health plan.