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Health Insurance Product Reviews
Major carriers and high deductible health plans
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NetSaver 1500
Vimo Editorial Profile
The NetSaver 1500 has a lower deductible than some similarly priced high deductible plans on the market, such as the Nationwide PPO Choice Saver Select, but does feature higher coinsurance. After you've burned through your deductible, you'll pay 25 percent of most of your fees until your out-of-pocket-maximum (OOPM) of $4,000 is reached. Then the plan covers 100 percent.
PPO Simple Choice 50
Vimo Editorial Profile
With a lifetime maximum benefit is $6,000,000 per member, Health Net's Simple Choice plan is built to withstand any medical emergency you or your family faces – with the notable exception of an unexpected pregnancy. Maternity coverage is not included in the plan.
PPO ValueChoice 1500
Vimo Editorial Profile
Health Net's PPO ValueChoice 1500 is similar to their Saver 1500, with the same deductible -- but ValueChoice provides prescription drug benefits, something the Net Saver doesn't do.
SimpleChoice HSA
Vimo Editorial Profile
Health Net, which has an excellent network in California, is selling high-deductible PPO plans that qualify holders for a Health Savings Account (HSA).
SimpleValue 30 Combo
Vimo Editorial Profile
Health Net offers three SimpleValue plans which only differ in the amount they require you to pay as a copayment for a doctor's office visit -- $30, $40 or $50 – and the coinsurance amounts – 30%, 40%, or 50%.
SimpleValue 30 Generic
Vimo Editorial Profile
Health Net offers three SimpleValue plans which only differ in the amount they require you to pay as a copayment for a doctor's office visit -- $30, $40 or $50 – and the coinsurance amounts – 30%, 40%, or 50%.
SimpleValue 40 Combo
Vimo Editorial Profile
Health Net offers three SimpleValue plans which only differ in the amount they require you to pay as a copayment for a doctor's office visit -- $30, $40 or $50 – and the coinsurance amounts – 30%, 40%, or 50%.
SimpleValue 40 Generic
Vimo Editorial Profile
Health Net offers three SimpleValue plans which only differ in the amount they require you to pay as a copayment for a doctor's office visit -- $30, $40 or $50 – and the coinsurance amounts – 30%, 40%, or 50%.
SimpleValue 50 Combo
Vimo Editorial Profile
Health Net offers three SimpleValue plans which only differ in the amount they require you to pay as a copayment for a doctor's office visit -- $30, $40 or $50 – and the coinsurance amounts – 30%, 40%, or 50%.
SimpleValue 50 Generic
Vimo Editorial Profile
Health Net offers three SimpleValue plans which only differ in the amount they require you to pay as a copayment for a doctor's office visit -- $30, $40 or $50 – and the coinsurance amounts – 30%, 40%, or 50%.
SmartChoice HSA Compatible PPO Plan
Vimo Editorial Profile
Health Net, which has an excellent network in California, features a small number of high-deductible PPO plans that qualify holders for a Health Savings Account (HSA).
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