• High Deductible 5000 (HSA Compatible)Vimo Editorial Profile
  
  Aetna's High Deductible 5000 plan is another easy-to-understand HDHP. Basically, Aetna will pay 100 percent of covered expenses after you burn through your $5,000 deductible. This means that, in the event of an accident, you won't have to worry about coinsurance or co-payments after you've spent your deductible. Granted, it is a very high deductible.
• Preventative and Hospital Care 1250Vimo Editorial Profile
  
  A plan with relatively low premiums and a relatively low deductible, Preventative and Hospital Care 1250 is, unlike the similar Preventative and Hospital Care 3000, not compatible with Health Savings Accounts (HSAs).
• Preventative and Hospital Care 3000 (HSA Compatible)Vimo Editorial Profile
  
  A plan that’s compatible with Health Savings Accounts (HSAs), Preventative and Hospital Care 3000 has rock-bottom premiums and a high deductible ($3,000). The idea behind the plan is that you sock away $3,000 in pretax dollars in an HSA, which would be spent toward the deductible before benefits kick in.

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• One Deductible PlanVimo Editorial Profile
  
  The Assurant One Deductible Plan is built to work with health savings accounts, so it's often referred to as the "Assurant One Deductible HSA." Designed for a family, the concept of the plan is that you don't need to keep track of each family member's deductibles, because the whole family operates with one deductible, which is applied to all services in the plan, including prescription drugs. Hence, the "One Deductible" name.

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• HumanaOne Autograph HSAVimo Editorial Profile
  
  HumanaOne's Autograph insurance line includes three health plans designed for health consumers interested in taking charge of their own well being. These plans qualify the holder for a Health Savings Account (HSA) tax-advantaged accounts that enable people to save pre-income tax dollars for future healthcare expenditures.
• HumanaOne HSAVimo Editorial Profile
  
  One of the most impressive features of HumanaOne is also a staple of every Humana plan: the excellent online health plan management tool that enables you to check status of claims, see how much you’ve spent on healthcare during the year and estimate the costs of common medical procedures, services and prescriptions. Browsing the online features of the plan, you realize Humana really gets the importance of the Internet in making consumer driven healthcare effective for participants.
• HumanaOne Portrait Share Plus Rx UnlimitedVimo Editorial Profile
  
  HumanaOne's Portrait Share Plus Rx Unlimited plan offers the kind of top-tier benefits you'd expect from a gold-standard plan enjoyed by employees of a major corporation. You'll have easy access to providers and concierge-like services from your health plan that will make you feel pampered.
• HumanaOne monogramVimo Editorial Profile
  
  The HumanaOne monogram health plans offer rock-bottom premiums in exchange for extremely high deductibles. Intended for confident, healthy people who want coverage in the event of a medical catastrophe, but prize affordability more than anything else.
• Individual Health PlanVimo Editorial Profile
  
  Humana Individual Health Plan members have access to an excellent online health plan management tool that enables them to check status of claims, see how much they’ve spent on healthcare during the year and estimate the costs of common medical procedures, services and prescriptions. Browsing the online features of the plan, you realize Humana really gets the importance of the Internet in making consumer driven healthcare effective for participants.
• Individual Health Plan with copayVimo Editorial Profile
  
  Humana Individual Health Plan members have access to an excellent online health plan management tool that enables them to check status of claims, see how much they’ve spent on healthcare during the year and estimate the costs of common medical procedures, services and prescriptions. Browsing the online features of the plan, you realize Humana really gets the importance of the Internet in making consumer driven healthcare effective for participants.

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• HDHP $5,000/100 to 50Vimo Editorial Profile
  
  With a deductible of $5,000 and an out-of-pocket maximum of $5,000, the HDHP $5,000 pays 100 percent of covered expenses after you've burned through your deductible, making it a very easy policy to understand. That 100 percent coverage includes prescription drugs – even brand-name drugs.
• PPO 70 to 50/5000Vimo Editorial Profile
  
  One of PacifiCare's SignatureOption plans, this features a high coinsurance fee. You will end up paying 40% coinsurance under this plan – something to keep in mind before you purchase it. The coinsurance maximum is $4,000. Added to the $5,000 deductible, you'll end up spending $9,000 before the plan really kicks in and pays 100 percent of covered expenses. The plan is close to bare bones, with no maternity coverage and no prescription drug benefits. But the premiums are rock bottom.

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• Plan 80Vimo Editorial Profile
  
  A step up in coverage -- but a step down in affordability -- from the Golden Rule Saver 80, Plan 80 pays 80 percent of the first $15,000 covered healthcare expenses (after you've paid the deductible). Unlike the less-expensive Saver, it covers routine health expenses like doctor office visits, prescription drugs, adult preventive care and childhood immunizations. It also offers a superior emergency room benefit, paying 80 percent of your expenses there after deductible with just a $100 copay if you're not admitted. By contrast, the Saver requires that you pay a $500 copay if you're not admitted.
• Saver 80Vimo Editorial Profile
  
  Golden Rule's Saver plans offer some of the most competitively priced premiums available from an insurer, in a variety of deductibles ranging from $500 to $5,000. The ultra-cheap plans will make you pay 20 percent per calendar year in coinsurance fees up to $15,000 for care, and feature a lifetime maximum benefit of $3 million.

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• RightPlan 40 PPO with Comprehensive RxVimo Editorial Profile
  
  One of Anthem Blue Cross Blue Shield of Colorado’s many lower cost PPO plans, the RightPlan 40 PPO with Comprehensive Rx is only available to singe adults – not families. It also has the lowest deductible of any of Anthem Blue Cross Blue Shield of Colorado’s PPO plans: $0. But with a coinsurance rate of 40%, you can expect to shell out a lot of money before hitting the plan’s annual out-of-pocket maximum of $3500.
• RightPlan 40 PPO with Generic RxVimo Editorial Profile
  
  One of Anthem Blue Cross Blue Shield of Colorado’s many lower cost PPO plans, the RightPlan 40 PPO with Generic Rx is only available to singe adults – not families. It also has the lowest deductible of any of Anthem Blue Cross Blue Shield of Colorado’s PPO plans: $0. But with a coinsurance rate of 40%, you can expect to shell out a lot of money before hitting the plan’s annual out-of-pocket maximum of $3500.
• RightPlan 40 PPO with No RxVimo Editorial Profile
  
  One of Anthem Blue Cross Blue Shield of Colorado’s many lower cost PPO plans, the RightPlan 40 PPO with No Rx is only available to singe adults – not families. It also has the lowest deductible of any of Anthem Blue Cross Blue Shield of Colorado’s PPO plans: $0. But with a coinsurance rate of 40%, you can expect to shell out a lot of money before hitting the plan’s annual out-of-pocket maximum of $3500.

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• CeltiCare II Select PPO 80/20 $1,000Vimo Editorial Profile
  
  CeltiCare's Select PPO plan offers a cash-back incentive for participating in a "Healthy Lifestyle" program. That means that 25 percent of charges for eligible programs, like hospital sponsored accredited smoking cessation, weight loss and even exercise programs, are returned to you -- up to $300 a year. It's an interesting incentive, and one that other health plans should offer. Like many high-deductible PPO plans, this one features coinsurance after you burn through the deductible -- and a high out-of-pocket-maximum. In other words, once you spend your deductible, you're responsible for a large percentage of your medical bill until you've reached your OOPM. The plan features an unusually high lifetime maximum payout of $7 million. For an additional premium, CeltiCare offers a generic prescription drug program: Generic drugs are available for a small copay and no deductible.
• CeltiCare II Select PPO 80/20 $1,500Vimo Editorial Profile
  
  CeltiCare's Select PPO plan offers a cash-back incentive for participating in a "Healthy Lifestyle" program. That means that 25 percent of charges for eligible programs, like hospital sponsored accredited smoking cessation, weight loss and even exercise programs, are returned to you -- up to $300 a year. It's an interesting incentive, and one that other health plans should offer. Like many high-deductible PPO plans, this one features coinsurance after you burn through the deductible -- and a high out-of-pocket-maximum. In other words, once you spend your deductible, you're responsible for a large percentage of your medical bill until you've reached your OOPM. The plan features an unusually high lifetime maximum payout of $7 million. For an additional premium, CeltiCare offers a generic prescription drug program: Generic drugs are available for a small copay and no deductible.
• CeltiCare II Select PPO 80/20 $2,500Vimo Editorial Profile
  
  CeltiCare's Select PPO plan offers a cash-back incentive for participating in a "Healthy Lifestyle" program. That means that 25 percent of charges for eligible programs, like hospital sponsored accredited smoking cessation, weight loss and even exercise programs, are returned to you -- up to $300 a year. It's an interesting incentive, and one that other health plans should offer. Like many high-deductible PPO plans, this one features coinsurance after you burn through the deductible -- and a high out-of-pocket-maximum. In other words, once you spend your deductible, you're responsible for a large percentage of your medical bill until you've reached your OOPM. The plan features an unusually high lifetime maximum payout of $7 million. For an additional premium, CeltiCare offers a generic prescription drug program: Generic drugs are available for a small copay and no deductible.
• CeltiCare II Select PPO 80/20 $5,000Vimo Editorial Profile
  
  CeltiCare's Select PPO plan offers a cash-back incentive for participating in a "Healthy Lifestyle" program. That means that 25 percent of charges for eligible programs, like hospital sponsored accredited smoking cessation, weight loss and even exercise programs, are returned to you -- up to $300 a year. It's an interesting incentive, and one that other health plans should offer. Like many high-deductible PPO plans, this one features coinsurance after you burn through the deductible -- and a high out-of-pocket-maximum. In other words, once you spend your deductible, you're responsible for a large percentage of your medical bill until you've reached your OOPM. The plan features an unusually high lifetime maximum payout of $7 million. For an additional premium, CeltiCare offers a generic prescription drug program: Generic drugs are available for a small copay and no deductible.
• CeltiCare II Select PPO 80/20 $500Vimo Editorial Profile
  
  CeltiCare's Select PPO plan offers a cash-back incentive for participating in a "Healthy Lifestyle" program. That means that 25 percent of charges for eligible programs, like hospital sponsored accredited smoking cessation, weight loss and even exercise programs, are returned to you -- up to $300 a year. It's an interesting incentive, and one that other health plans should offer. Like many high-deductible PPO plans, this one features coinsurance after you burn through the deductible -- and a high out-of-pocket-maximum. In other words, once you spend your deductible, you're responsible for a large percentage of your medical bill until you've reached your OOPM. The plan features an unusually high lifetime maximum payout of $7 million. For an additional premium, CeltiCare offers a generic prescription drug program: Generic drugs are available for a small copay and no deductible.

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• Calculated Risk TakerVimo Editorial Profile
  
  Aiming for young and healthy people looking for quality health insurance at an affordable price, Anthem of Colorado and Blue cross of California introduced their Tonik line of health plans. The Calculated Risk Taker plan was developed after surveying hundreds of young adults to determine what they wanted – and didn't– in a health plan.
• Thrill SeekerVimo Editorial Profile
  
  Aiming for young and healthy people looking for quality health insurance at an affordable price, Anthem of Colorado and Blue cross of California introduced their Tonik line of health plans. The Thrill Seeker plan was developed after surveying hundreds of young adults to determine what they wanted – and didn't– in a health plan.
  

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